2024 Saudi Arabia’s AI investment market
AI-Driven FinTech & Digital Economy
Artificial Intelligence powering digital payments, blockchain, and inclusive finance in Saudi Arabia
RIYADH | 14-16 DECEMBER 2026
The AI-Driven FinTech & Digital Economy sector highlights how artificial intelligence, blockchain, and advanced financial technologies are transforming payments, banking, and digital finance across Saudi Arabia.
The sector brings together banks, fintech innovators, regulators, investors, and startups to showcase intelligent solutions that enhance financial inclusion, accelerate digital transformation, and support a secure, cashless economy powered by AI-driven insights.
Saudi Arabia is experiencing rapid growth in its digital economy, supported by national digital transformation strategies, expanding fintech markets, and electronic payment adoption exceeding 50% in key sectors.
Artificial intelligence enables predictive financial analytics, fraud detection, smart lending, and blockchain-powered payment systems, creating significant opportunities for decentralized finance, digital currencies, and inclusive financial services for individuals, SMEs, and government institutions.
The sector aims to be a central platform connecting financial decision-makers, innovators, investors, and regulators to accelerate adoption of AI-powered financial technologies across Saudi Arabia.
It focuses on building a secure, data-driven, and intelligent financial ecosystem that improves operational efficiency, reduces costs, empowers SMEs, and strengthens Saudi Arabia’s position in the global digital economy.
Market size and key figures
2.02B USD
+9B usd
Market projections by 2030
75B SAR
AI and data-related investments
Key themes and technologies
AI-powered digital and decentralized payments
Intelligent digital wallets, QR payments, instant payment systems, and predictive transaction analytics.
Blockchain and digital currencies
AI-enhanced smart contracts, CBDC integration, and blockchain solutions for supply chain, ownership verification, and secure finance.
Digital and inclusive finance
AI-enabled fraud detection, digital KYC, regulatory monitoring, and risk management for financial technologies.
Cybersecurity and compliance
Upskilling and reskilling platforms, skills intelligence, digital HR, and future-skills assessment and forecasting tools.
Digital financial infrastructure
AI-integrated open APIs, Banking-as-a-Service (BaaS), and platforms connecting financial, commercial, and government services.
Future opportunities
in the Kingdom
Saudi Arabia is expanding AI adoption in priority sectors such as healthcare, energy, transport, security, logistics, and digital government services.
This momentum creates strong demand for innovative solutions and strategic partnerships, positioning the AI-Driven FinTech & Digital Economy sector at Saudi Makes Future as a gateway to this rapidly evolving market.
Ready to be part of the Future?
SMF Saudi Makes Future | RIYADH 14-16 DECEMBER 2026
Value for an entire ecosystem
Government entities & regulators
The sector provides a space to explore AI-enabled fintech solutions supporting government digital transformation, financial inclusion, and enhanced efficiency of public financial services. It enables dialogue on policies and regulatory frameworks balancing innovation, security, and sustainability within Saudi Arabia’s digital economy.
Visitors and enthusiasts
Visitors experience interactive demonstrations of AI-powered financial technologies transforming everyday transactions, investment, and banking experiences in Saudi Arabia. Sessions introduce digital finance skills, blockchain knowledge, and career opportunities in FinTech and the digital economy.
Exhibitors and participants
The sector offers a specialized platform for fintech startups, digital banks, and financial innovators to showcase AI-powered solutions to traditional banks, investors, and institutional clients. Participation at Saudi Makes Future enables partnerships, pilot programs, and expansion within Saudi Arabia’s rapidly growing AI-driven financial market.
Speakers and experts
The sector provides fintech, blockchain, and AI experts a platform to share insights on global trends and their practical application in Saudi Arabia. Experts contribute to strategic discussions on regulation, digital security, and the role of AI in advancing Vision 2030 and the national digital economy.
Build the future with us
Government entities
Join the AI-Driven FinTech & Digital Economy sector to explore intelligent solutions advancing financial digital transformation and inclusion in Saudi Arabia.
Companies and Exhibitors
Secure your space to showcase AI-powered payments, blockchain, and digital finance solutions to business partners and investors.
Speakers and Experts
Submit your proposals to participate in specialized sessions shaping the AI-enabled future of fintech in Saudi Arabia.